Personal Loans
Self-Employed Loan
Self-employed individuals and business owners can access personal loans through Onkar Udyog Samuh, even without a fixed monthly salary. We understand the cash flow patterns of businesses and structure loan products accordingly.
Key Benefits
Why choose Onkar Udyog Samuh for self-employed loan:
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Designed for non-salaried individuals
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ITR-based income assessment
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Business-friendly repayment options
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Both secured and unsecured options
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Quick assessment with 2-year ITR
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Multiple income sources considered
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Balance transfer available
How It Works
Our simple step-by-step process to get you started:
1
ITR Submission
Provide 2 years of ITR and audited financial statements.
2
Income Averaging
We calculate average income to determine maximum loan eligibility.
3
Application
Submit complete application with business KYC documents.
4
Credit Assessment
Lender evaluates business stability and repayment capacity.
5
Approval & Disbursal
Loan approved and disbursed based on assessed eligibility.