Cash Credit / OD Facility

Business Loans

A Cash Credit (CC) or Overdraft (OD) facility is the ideal working capital solution for businesses with cyclical cash flow needs. Onkar Udyog Samuh helps you set up and manage CC/OD accounts with leading banks, giving you the flexibility to draw funds as needed and repay when cash flows improve.

Key Benefits

Why choose Onkar Udyog Samuh for cash credit / od facility:

✓

Revolving credit line

✓

Pay interest only on amount used

✓

Stock and debtors-backed CC

✓

Collateral-backed OD available

✓

Renewal and enhancement support

✓

Flexible drawing and repayment

✓

No fixed EMI pressure

✓

Covers multiple business needs

How It Works

Our simple step-by-step process to get you started:

Need Assessment

Evaluate your working capital cycle, average stock and debtors position.

Limit Calculation

Determine the appropriate CC/OD limit based on your financials.

Application

Submit application with CA-certified financial statements.

Sanction

Bank sanctions the CC/OD limit after credit appraisal.

Account Operation

Operate the account flexibly, drawing and repaying as needed.

Cash Credit / OD Facility