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RBI Regulated · Trusted by 50,000+ Borrowers

Instant Personal Loans
for Every Need

Meet your financial goals today. Get approved in 24 hours with interest rates starting at just 10.5% p.a., no collateral required, and minimal documentation.

₹200 Cr+ Loans Disbursed
50,000+ Happy Customers
10.5% Starting Rate p.a.

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Fill in your details and our advisor will call you within 30 minutes.

  100% secure · No credit score impact

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RBI Approved NBFC
4.8★ Rated

Everything You Need in
a Personal Loan, Simplified

We've designed our loan process to be fair, fast, and hassle-free. Here's why over 50,000 customers trust us.

Low Interest Rates

Starting from just 10.5% p.a. — among the most competitive in the market. We compare 20+ lenders to get you the best rate.

Loans up to ₹25 Lakhs

Whether it's a medical emergency or home renovation, we offer loan amounts ranging from ₹50,000 up to ₹25 lakhs.

Flexible Repayment

Choose your EMI tenure from 12 to 60 months. Prepay anytime after 6 months with no hidden charges.

Approval in 24 Hours

Our digital verification process ensures your loan is approved within 24 hours. No physical branch visit required.

Minimal Documentation

Just your Aadhaar, PAN, income proof, and bank statement. No collateral or guarantor required. Upload online in minutes.

100% Online Process

Apply from the comfort of your home. Track your application status in real time via SMS and WhatsApp updates.

Choose the Right Personal Loan
for Your Needs

💼

Salary Advance Loan

Quick funds against your upcoming salary. Ideal for short-term personal or emergency needs.

From 10.5% p.a. · Up to 12 months
Apply Now
🏠

Home Renovation Loan

Renovate, repair or upgrade your home without any mortgage. Fast disbursal, easy EMIs.

From 11% p.a. · Up to 60 months
Apply Now
🎓

Education Loan

Fund your education or skill development courses with flexible repayment and zero collateral.

From 10.5% p.a. · Up to 48 months
Apply Now
💊

Medical Emergency Loan

Instant funds for medical treatments, surgeries, or hospitalization. Quick approval, minimal docs.

From 12% p.a. · Up to 36 months
Apply Now

Get Your Personal Loan in
4 Simple Steps

From application to disbursement — the entire journey takes as little as 24 hours.

1

Apply Online

Fill the quick form on our website or app. It takes less than 5 minutes. No branch visit needed.

2

Upload Documents

Submit your KYC, income proof, and bank statement digitally. Our team verifies them securely.

3

Get Approved

Our AI-powered credit assessment provides instant in-principle approval. Final sanction within 24 hours.

4

Get Funds Disbursed

Funds are transferred directly to your bank account. Use them for any personal need!

Plan Your Monthly
Repayments

Use our calculator to estimate your personal loan EMI and plan your budget before applying.


  • Zero prepayment charges after 6 months
  • No collateral or guarantor required
  • Interest calculated on reducing balance

EMI Calculator

₹50,000₹25 Lakhs
10%24%
12 Mo60 Mo

Your Estimated Monthly EMI

18,327 /month
₹8,79,696Total Amount
₹79,696Total Interest
₹8,00,000Principal
Apply at This Rate

Check Your Eligibility

We welcome applications from salaried employees, self-employed professionals, and business owners across India.

  • Age Criteria

    Between 21 and 65 years of age at loan maturity.

  • Minimum Income

    ₹15,000/month for salaried; ₹1.5 Lakhs annual ITR for self-employed.

  • Employment Type

    Salaried (MNC/PSU/Govt.), self-employed, or business owner. NRIs also eligible.

  • Credit Score

    700+ CIBIL recommended. We also offer options for customers with lower scores.

  • Residence

    Must be an Indian citizen with a valid permanent address for 1+ year.

Documents Required

Identity ProofAadhaar Card / PAN Card / Passport / Voter ID
Address ProofAadhaar / Utility Bill / Rent Agreement / Bank Passbook
Income Proof (Salaried)Last 3 months' salary slips + Form 16
Income Proof (Self-Employed)Last 2 years' ITR with computation + CA Certificate
Bank StatementsLast 6 months' statements of primary bank account
Loan Purpose Proof (Optional)Medical bills / Purchase invoice / Any supporting document
Photographs2 recent passport-size colour photographs
I Have My Documents — Apply Now

50,000+ Borrowers Trust CityFinSol

Real stories from real customers across Pune and India.

"I got my personal loan approved within 24 hours for my home renovation. The agent guided me through every step and the EMI was exactly as shown — no surprises."

RS
Rajesh Sharma
Software Engineer · Pune · Personal Loan ₹5 Lakhs

"Being self-employed, I was worried banks would reject me. CityFinSol approved my loan at a great rate. I used it for my daughter's education — highly recommend."

PV
Priya Venkatesh
Business Owner · Pune · Personal Loan ₹3 Lakhs

"Applied for a medical emergency loan. Got approval within hours and the entire process was 100% paperless. The team was very supportive and transparent."

AM
Amit Mehta
Govt. Employee · Nashik · Medical Loan ₹2 Lakhs

Frequently Asked
Questions

In-principle approval is usually given within 2–4 hours after document submission. Final disbursement happens within 24 hours. We keep you informed at every step via SMS and WhatsApp.
For salaried: Aadhaar, PAN, last 3 salary slips, and 3 months' bank statements. For self-employed: Aadhaar, PAN, 2 years' ITR, and 6 months' bank statements. All documents submitted digitally — no branch visit needed.
No! Personal loans from CityFinSol are completely unsecured — no collateral, no guarantor required. Your loan is approved based on your income, employment, and credit profile.
For salaried employees, a minimum monthly income of ₹15,000 is required. For self-employed individuals and business owners, a minimum annual ITR of ₹1.5 lakhs is required. Income of co-applicants can also be considered.
There are no prepayment charges after the completion of 6 EMIs. For early closure within 6 months, a nominal charge of 2% on the outstanding principal applies. Partial prepayment is allowed anytime after 6 months at no extra cost.
We recommend a CIBIL score of 700+, but we do consider applications with lower scores on a case-by-case basis, especially when other factors like stable income and employment history are strong. Our team will guide you through the best options.

Still have questions?

Our loan advisors are available Monday to Saturday, 9 AM to 7 PM. We're happy to explain any aspect of the loan process in your preferred language.

Call Us Free Apply Online

Average response time: under 30 minutes

Start Your Personal Loan
Application Today

It takes less than 5 minutes. No commitment, no credit score impact. Our advisor will call you with a personalised offer.

Call Us+91 98235 13053
Emailinfo@cityfinsol.com
Our OfficeBaner, Pune – 411045
Working HoursMon–Sat: 9:00 AM – 7:00 PM

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